General Manager Qianghua attended the meeting of Minhang District Government and the Industrial Zone

Reporter Qiao Li reported on November 13th: The problem of financing has always been a problem encountered in the development of small and medium-sized enterprises. How to deal with the difficulty of capital turnover and where to raise money to help companies tide over the difficulties and how to manage corporate finances in a scientific way. Financing difficulties trap small and medium-sized enterprises. The Minhang District Government brought the Industrial Park Chamber of Commerce to help. Recently, Xinzhuang Industrial Park, Minhang District Federation of Industry and Commerce Zhuanqiao Chamber of Commerce, and Xinzhuang Town Science and Technology Association held "insiders" to teach entrepreneurs and corporate financial managers. The CEOs and financial managers of more than 30 companies in the park are "very rewarding."

The organizers of this event invited the Bank of China and the Entrepreneurship Department of the Minhang District Youth Employment and Entrepreneurship Promotion Association to join. During the course, Bank of China introduced the SME loan products of "Kebaotong", "Fortis" and "Qibaotong", as well as cost-effective agreement payment, agreement financing, agreement consulting, and agreement financing. Knowledge broadens the horizons of entrepreneurs and financial managers. The organizer stated that through the introduction of vivid and interesting cases and the experience of successful companies in solving the difficulties of corporate capital turnover through “smart borrowing of external financing forces”, they hope to provide a reference for the entrepreneurs present.

At the meeting, the questions raised by Shanghai Guangwei Electrical Tools Co., Ltd. may be able to represent the aspirations of many small and medium-sized enterprises. The person in charge of the company stated that the current financing targets of most banks tend to be high-tech companies, and there are very few companies that can benefit from it. Their own companies have also failed to pass the review of loan applications many times. "I think for financing targets, we are a bit hurt by distinguishing between high and low thresholds for banks." In this regard, the Bank of China said that after evaluating some small and medium-sized enterprises, as long as they meet the requirements, they can help enterprises in the form of project loans. Financing.

According to Zhou Wenhua, general manager of Qianghua, in addition to financing problems, SMEs currently encounter two biggest problems, one is the scarcity of external resources, and the other is the high internal cost pressure of the enterprise. In his view, due to the internal and external attacks, not many companies can eventually settle down under the temper of the market. Often many companies are overwhelmed and choose to give up. He hopes that the government's taxation policy can be adjusted accordingly to "relieve" small and medium-sized enterprises. At the same time, he also hopes that there can be a more humane talent policy to increase the sense of belonging of employees. "I have been in Shanghai for more than ten years. We can best understand the feelings and moods of outsiders. We need to integrate into this city and we need a sense of belonging."